Tax Debt Attorney

Tax resolution is the process of addressing and resolving tax debt with the IRS or state tax authorities. This can include verifying what you owe, reducing penalties, setting up payment plans, or negotiating a settlement.

Sometimes the IRS makes mistakes or bases their amount on inaccurate information.

I will review your IRS and state tax records (transcripts, filings, notices) to:

• Confirm the amount is correct
• Identify missing or unfiled returns
• Catch errors or duplicate assessments
• Determine if penalties can be reduced

Before you pay anything, it’s important to make sure the balance is right.

You still have options.

The IRS and state agencies offer several relief programs depending on your financial situation.

Common options include:

• Installment Agreements – Monthly payment plans
• Offer in Compromise – Settling your debt for less than you owe
• Currently Not Collectible status – Temporary pause on collections

I evaluate your situation and help determine the best path forward.

If you qualify, an Offer in Compromise allows you to settle your tax debt for less than the full amount.

The IRS looks at:

• Your income
• Expenses
• Assets
• Ability to pay over time

I help determine if you qualify and prepare a strong application to improve your chances of acceptance.

An Installment Agreement is a monthly payment plan with the IRS or state.

I can help you:

• Set up a new payment plan
• Modify an existing one
• Fix a defaulted agreement

Yes. If your current plan isn’t working or has defaulted, I can review it and help restructure it so it fits your current financial situation.

Innocent Spouse Relief may apply if your spouse (or former spouse) caused a tax issue that you were unaware of.

This can relieve you from responsibility for certain tax debts if:

• You didn’t know about the issue
• It would be unfair to hold you responsible

I evaluate your situation and help determine if this is a viable option.

Don’t ignore it, but don’t panic either.

Tax notices can mean different things, from simple requests for information to serious collection actions.

I can help by:

• Reviewing the notice
• Explaining what it means in plain English
• Responding on your behalf
• Identifying the best resolution strategy

Yes. Once I’m authorized to represent you, I can communicate directly with the IRS or state agency on your behalf, so you don’t have to deal with them yourself.

In many cases, we can request holds on collections or prevent further enforcement while we work on your case.

The exact outcome depends on your situation and where you are in the process.

Yes. I assist with both IRS (federal) and state tax matters, including balance due notices, payment plans, and dispute resolution.

The first step is a consultation. We’ll review your situation, go over your options, and create a plan tailored to you.

Unfortunately, the tax resolution industry has a lot of bad actors. If something sounds too good to be true, it usually is.

Be cautious if a company:

• Guarantees they can “settle your tax debt for pennies on the dollar”
• Quotes a price or outcome before reviewing your financial situation
• Pressures you to sign up immediately or pay large upfront fees
• Won’t clearly explain your options or how they determined your eligibility
• Avoids answering questions or won’t provide credentials

What to look for instead:

• A professional who reviews your actual tax records and financials first
• Clear explanations of all available options and not just one solution
• Honest guidance about whether you qualify for programs like an Offer in Compromise
• Transparent pricing and realistic expectations

In many cases, yes.

The IRS may remove certain penalties if you qualify for relief programs. One of the most common is called First-Time Penalty Abatement.

You may qualify if:

• You have a history of filing and paying taxes on time
• This is your first time encountering a penalty issue (or you haven’t had penalties in recent years)
• You are now back in compliance with your filing requirements
• If eligible, this can remove penalties for things like:
• Filing late
• Paying late
• I review your account to determine if you qualify and handle the process of requesting penalty relief on your behalf.

Even if you don’t qualify for first-time abatement, there may be other options available depending on your situation.

Not everyone needs a tax attorney. However, in many situations, having one can make the process much smoother and less stressful.

You may benefit from working with a tax attorney if:

• You owe a significant amount of tax debt
• You’ve received multiple IRS or state notices
• The IRS is threatening or taking collection action (like levies or liens)
• You’re considering options like an Offer in Compromise or Innocent Spouse Relief
• You’re unsure whether the amount you owe is even correct
• You simply want someone to handle communications with the IRS or state for you

A tax attorney can:

• Review your account to confirm what you actually owe
• Explain your options in plain English
• Develop a strategy based on your financial situation
• Communicate and negotiate directly with the IRS or state on your behalf
• Help protect your rights throughout the process
• If you’re unsure whether you need help, a consultation is a good place to start. I can review your situation and give you an honest assessment of what level of support makes sense for you.

A tax lien is a legal claim the IRS or state places on your property when you owe taxes. It doesn’t mean anything has been taken yet, but it does:

• Attach to your assets (like your home or other property)
• Impact your credit and financial standing
• Secure the government’s interest in what you own

A tax levy, on the other hand, is when the IRS or state actually takes action to collect the debt.

This can include:

• Garnishing your wages
• Freezing or taking money from your bank account
• Seizing certain assets

If you’ve received a notice about either, it’s important to act quickly, especially with levies, which can happen after certain notices are issued.

In certain situations, yes. But, there is usually a process before that happens.

The IRS must send notices before taking collection action like wage garnishments or bank levies.

If you’ve received these notices, it’s important to act quickly to explore your options and potentially prevent enforcement.

Tax transcript monitoring is a proactive service we offer that helps you stay ahead of potential tax issues.

With this service, we:

• Set up access to your IRS account transcripts
• Receive updates on a recurring basis
• Review your account for any changes, notices, or new activity

This allows us to:

• Catch issues early, before they become bigger problems
• Monitor for new balances, penalties, or IRS actions
• Ensure your compliance stays on track over time

It’s especially helpful if you:

• Have had tax issues in the past
• Are in an active resolution program (like an installment agreement or Offer in Compromise)
• Want peace of mind knowing someone is keeping an eye on your account

Instead of reacting to IRS notices after the fact, transcript monitoring allows for a more proactive, preventative approach.

It depends on the type of issue and the solution we pursue.

Simple notice responses may be resolved in a few weeks

Installment Agreements can often be set up relatively quickly

More complex options like Offers in Compromise or Innocent Spouse Relief can take several months, or longer.

I’ll give you a realistic timeline based on your specific case so you know what to expect.

Tax debt itself does not directly appear on your credit report.

However, if a federal tax lien is filed, it can impact your financial situation, especially when applying for loans or refinancing.

Addressing tax issues early can help minimize these risks.

Ignoring notices can make the situation worse over time.

The IRS and state agencies may:

• Add penalties and interest
• File a tax lien
• Issue levies (such as wage garnishments or bank account seizures)
• The earlier you address the issue, the more options you typically have available.

Yes!

Before resolving tax debt, you generally need to be compliant with filing requirements. I can help:

• Determine which years need to be filed
• Review your IRS records to reconstruct income information
• Coordinate next steps so you can move forward with resolution options

If tax return preparation is needed, I can connect you with trusted members of our team who handle that work.

My focus is on tax resolution and helping clients address existing tax debt and IRS or state issues.

However, we do have team members who specialize in tax preparation and accounting services.

If you need help filing returns or ongoing accounting support, I’m happy to connect you with the right person on our team.

Link to set up meeting with Jeremy

Penalties and interest typically continue to accrue until the underlying balance is resolved.

However, depending on your situation, we may be able to:

• Request penalty abatement
• Reduce the overall amount through certain resolution options

Minimize additional accrual by acting quickly

I am based in Michigan, and our main office is located in Illinois. Because services are offered virtually, I often assist clients across the United States.

While much of our client base is in the Midwest, I regularly work with individuals nationwide on IRS and state tax matters.

It depends on your situation, but common items include:

• Recent tax notices
• Basic financial information (income, expenses, assets)
• Any prior tax filings, if available
• Don’t worry if you don’t have everything. Part of the process is helping you gather what’s needed.

The cost depends on the complexity of your case and the type of resolution work needed.

For example, responding to a single notice is very different from negotiating an Offer in Compromise or handling multiple years of tax issues.

During your consultation, I’ll review your situation and provide clear, upfront pricing so you know exactly what to expect and there are no surprises.

I offer virtual consultations, so you can meet from the comfort of your home, no matter where you’re located.

During your consultation, we will:

• Review your current tax situation
• Discuss any IRS or state notices you’ve received
• Go over your potential resolution options
• Outline next steps tailored to your case

To schedule an appointment, you can:

• Call me directly: 224-216-1655
• Email: Lia@Andrinfinancial.com
• When you schedule your appointment, we can set up a phone call or video call to meet your needs.